Monday, December 10, 2018


3-D Secure:
Credit card booking declined. What now?

23.03.2017 (Till Bannwart/ASPSMS)

Foto: pixabay/jarmoluk/Public Domain

IMPORTANT NOTICE: Solve problems with credit cards VISA, MasterCard, American Express and Diners Club, when purchasing ASPSMS Credits.

Credit card bookings (VISA, MasterCard, American Express) which have been authenticated with the 3-D Secure method can be processed for quite some time. This means that the rejected credit card bookings accumulate in the payment system Saferpay of SIX Payment Services.

What is 3-D Secure?

3-D Secure is a process that is used for additional security in online credit card transactions. With 3-D Secure, online transactions can be authenticated - similar to entering a PIN or confirming a transaction by signature. Originally developed by VISA under the name «Verified by VISA», the procedure was soon adopted by MasterCard (SecureCode), JCB (J / Secure), American Express (Safekey) and Diners Club (ProtectBuy).

With 3-D Secure the fraud risk and the failure of payments due to card misuse are to be reduced. In addition, merchants and shop operators using 3-D Secure will be able to guarantee payment receipt. There are different types of 3-D Secure authentication. How the authentication is executed exactly is not defined in the protocol and depends on the issuing institution, bank and home country.

Error message received during the booking process?

Since the procedures for the registration for the use of 3-D Secure differ very strongly and partly as «difficult and very complex» of cardholders felt, we recommend our ASPSMS customers, which during the online order the error message 3DSecure (PayerAuthenticationFailed) To register with us and to order the ASPSMS Credits by bank transfer. In urgent cases we will immediately release the ASPSMS Credits order ( or +41 71 246 56 56). This means that you do not have to interrupt the ASPSMS service. You then have to pay the invoice within 3 working days.

How can I prepare my credit card for the 3-D Secure procedure?

However, in order to be able to place your orders online with the 3-D Secure process, please contact your credit card issuer and inquire about the registration / registration procedure. Instructions should also be available.

What alternative forms of payment can I use for the ASPSMS Credit Order?

If the booking process with the 3-D Secure procedure is too cumbersome for you, you can avoid the following means of payment:

  • Bank Transfer
    We recommend that you set the ASPSMS CreditWarnings accordingly higher as bank transfers usually take a little longer until they show up in our system.

  • PayPal

  • Postcard

New User Registration

Click here for the ASPSMS new user registration.

Have you already registered? Log in with your user e-mail address and password.

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Available SMS tools and interfaces for ASPSMS

Purpose and business examplesPDF
SMS tools for End Users
ASPSMS WinLog free
Microsoft Office Outlook 2013-2016: Email to SMSfree
Microsoft Office Outlook 2010 Mobile Servicefree
Microsoft Office Outlook 2007 Mobile Servicefree
SMSBLASTER web editionfree
SMS Blaster Windows Editionfree
SMS touch for iPhone and iPod touchShareware
ECO-SMS - Ökologische SMS!Shareware
Cybersystems mscrmSMSsee price list for details
Jabber-Client Chatopus for Palm OSsmall one-time payment
delight Software GmbHsee price list for details
ASPSMS Widget for Macfree
SMS scripts and interfaces for developers
ASPSMS Dot Net Assembly on NuGet free
C# Microsoft ASP.NET Identity MVC (for SOAP)free
Node.js interface for ASPSMSfree
PHP Class for ASPSMS SOAP web servicefree
aspsms.dll (Active-X)free
SOAP Web Servicefree
ASPSMS SMTP Interfacefree
VBscript Class (ASP)free
PHP - Python - C# - Javafree
Jabber to SMS for Server Adminsfree (open source)
SMS Blaster Visual Basic Source Codefree
Network coverage
Supported networks around the world

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Supported operators in your country:

Bebbicell AG
OK Mobile
Sunrise Mobile
Swisscom Mobile
Very Mucho
Katharinengasse 10
CH - 9004 St.Gallen
Phone: +41 71 246 56 56
Fax: +41 71 246 56 57
Founded: 1995
Company Number: CH-
VAT-Number: CHE-102.692.722 MWST

Mastercard - Mastercard Securecode Mastercard - Mastercard Securecode Visa Visa - Verified by Visa Diners Club American Express PayPal Postcard Bank Transfer

Swiss Quality

OFCOM registered Telecommunications Service Provider (254900005).

ASPSMS is a product of VADIAN.NET AG (founded in 1995), a Swiss based Internet and Mobile Solutions pioneer. Thus, all data collected from you are automatically subject ofthe strict privacy policies of Switzerland. ASPSMS is Swiss technology that is fully developed in Switzerland. The support team also works in Switzerland. VADIAN.NET AG is today one of the leading global providers of SMS solutions with more than 200’000 satisfied business clients. The product ASPSMS was launched in 2001.